Rapidly Growing First Bank Taps AT&T to Upgrade Network

AT&T Network Ensures That Customers Have Instant Access to Financial Information

St. Louis, Missouri, September 12, 2006

AT&T Inc. (NYSE:T) announced today that First Banks, Inc. has awarded AT&T an $8 million contract to upgrade its network to handle the increasing demands that come with rapid growth. The three-year contract extends and expands an existing agreement between the two companies.

First Bank, a leading privately held bank in California, Illinois, Missouri and Texas, offers large-bank resources and small-bank responsiveness to small- and middle-market companies. Over the past year, First Bank has established a strong presence in high-growth areas such as Chicago, Dallas and San Diego.

The contract calls for AT&T to provide an Internet Protocol Virtual Private Network (IP VPN) solution using Multiprotocol Label Switching (MPLS). The IP VPN's any-to-any network architecture provides increased network reliability, security and scalability while improving network efficiency. The MPLS-based network also adds network redundancy while decreasing network costs.

The network upgrade will play an important role in helping First Bank implement its impressive acquisition integration process. So far in 2006, First Bank has acquired First National Bank of Sachse (Sachse, Texas), 1st Independent National Bank (Plano, Texas), Community Bank of Pittsfield (Pittsfield, Ill.) and San Diego Community Bank, as well as made a branch purchase from Dallas National Bank.

By efficiently and cost-effectively linking more than 180 locations, AT&T's solution will ensure that voice and data flow reliably and securely on an integrated platform.

"AT&T's network upgrade will help us ensure that we continue to offer the personal touch our customers expect," said Paul Berry, vice president of information technology for First Bank. "It will be instrumental in supporting our new nationwide telephone customer service center and ensuring reliable and secure service to our new state-of-the-art backup data center."

"One of AT&T's priorities is to help ensure that First Bank's technology initiatives are aligned with the core strategies and priorities of the bank," said Judi Hand, president of AT&T Enterprise Sales. "To that end, these enhanced networking technologies can play a critical role in helping First Bank to better understand its relationships with customers and how to anticipate constantly changing needs."

AT&T also provides First Bank with Managed Internet Services, as well as toll-free, local and long distance voice services. Additionally, through the award-winning, secure AT&T BusinessDirect® portal, First Bank will have full access to network account information and time-saving online tools to monitor network performance, manage the network, and review and pay bills.

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About First Bank
First Bank is one of the privately held banks in the United States, with more than $9.6 billion in assets and 183 offices throughout California, Illinois, Missouri and Texas. In our third generation of family ownership and with nearly 100 years of history, we pride ourselves in providing individualized customer service and offering financial products that are a perfect fit for you and your financial needs. More information is available at www.firstbanks.com.

About AT&T
AT&T Inc. is one of the world's largest telecommunications holding companies and is the largest in the United States. Operating globally under the AT&T brand, AT&T companies are recognized as the leading worldwide providers of IP-based communications services to business and as leading U.S. providers of high speed DSL Internet, local and long distance voice, and directory publishing and advertising services. AT&T Inc. holds a 60 percent ownership interest in Cingular Wireless, which is the No. 1 U.S. wireless services provider with 57.3 million wireless customers. Additional information about AT&T Inc. and AT&T products and services is availableat www.att.com.

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