AT&T Enables UMB Bank to Deliver on Its VoIP Strategy

Kansas City, Missouri, October 30, 2007

AT&T Inc. (NYSE:T) today announced that UMB Bank (NASDAQ: UMBF), a leading provider of banking and financial services for individual and business customers since 1913, has selected AT&T to provide network services under multiple contracts. The network services help UMB Bank deliver on its strategy to migrate from a disparate Private Branch Exchange (PBX) communications system to a standard Voice over Internet Protocol (VoIP) platform.

Under the terms of the agreements, AT&T is providing Multiprotocol Label Switching (MPLS)-based Virtual Private Network (VPN) services, equipment maintenance services and a dedicated account team to support UMB Bank's VoIP strategy.

Most important, this technology will enable UMB Bank to offer enhanced services to better serve its customers:

  • Enhanced Online Banking: The 24-hour online banking allows consumers to apply for loans and get approvals within minutes, transfer funds and use online bill payment, and Podcasts that educate consumers about financial basics.
  • Enhanced Phone Banking: This provides customers with access to account balances, loan information and check-clearing information and the ability to transfer funds between accounts, order checks or to locate the nearest UMB Bank location or ATM machine.
  • Additional Enhanced Services: This offers Web hosting for various organizations, as well as a highly reliable network and ATM machines that offer secure transactions.

UMB Bank selected AT&T as the provider of choice for this initiative because AT&T offered a secure and reliable solution.

"When UMB Bank set out to migrate to a VoIP system, we needed a solution that would not only provide a secure network but also a way to do business more efficiently," said Bill Taylor, vice president of Network Engineering, UMB Bank. "Considering these needs, AT&T stood out as the clear choice."

UMB Bank's migration to AT&T's network has enabled UMB Bank to operate all of its branches under one platform — providing cost-efficiencies by eliminating a silo-structured work function.

AT&T's network allows the secure, reliable transport of critical applications across a unified global platform. The network also enables communication with remote and local employees, customers and vendors.

Note: This AT&T release and other news announcements are available as part of an RSS feed at www.att.com/rss.

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About UMB
UMB Financial Corporation (NASDAQ: UMBF) is a multi-bank holding company headquartered in Kansas City, Mo., offering complete banking, asset management, health spending solutions and related financial services to both individual and business customers nationwide. Its banking subsidiaries own and operate 136 banking centers throughout Missouri, Illinois, Colorado, Kansas, Oklahoma, Nebraska and Arizona. Subsidiaries of the holding company and the lead bank, UMB Bank, n.a., include an investment services group based in Milwaukee, Wisc., single-purpose companies that deal with brokerage services and insurance and a registered investment advisor that manages the company's proprietary mutual funds.

About AT&T
AT&T Inc. (NYSE:T) is a premier communications holding company. Its subsidiaries and affiliates, AT&T operating companies, are the providers of AT&T services in the United States and around the world. Among their offerings are the world's most advanced IP-based business communications services and the nation's leading wireless, high speed Internet access and voice services. In domestic markets, AT&T is known for the directory publishing and advertising sales leadership of its Yellow Pages and YELLOWPAGES.COM organizations, and the AT&T brand is licensed to innovators in such fields as communications equipment. As part of its three-screen integration strategy, AT&T is expanding its TV entertainment offerings. Additional information about AT&T Inc. and the products and services provided by AT&T subsidiaries and affiliates is available at www.att.com.

© 2007 AT&T Intellectual Property. All rights reserved. AT&T, AT&T logo and all other marks contained herein are trademarks of AT&T Intellectual Property and/or AT&T affiliated companies.