How AT&T Next works

AT&T Next takes the regular price of your smartphone and divides it into low monthly installment payments that are conveniently added to your monthly bill.

Choose your device

Well-qualified buyers can get the latest smartphones for $0 down and pay only sales tax up front.


-No annual service contract

-No finance fees

Or, get AT&T Next with down payment and get low monthly installments by paying 30% of the device cost down.

Choose your AT&T Next Option

Select an installment option that best meets your needs and budget.

  • AT&T Next 24: Trade in and upgrade after 24 installments; 30 installments to payoff.
  • AT&T Next 18: Trade in and upgrade after 18 installments; 24 installments to payoff
  • AT&T Next 12: Trade in and upgrade after 12 installments; 20 installments to payoff.
  • AT&T Next with down payment: 30% of the device cost down and trade in and upgrade after 12 installments; 28 installments to payoff.

Add your wireless service. Pick a qualifying plan with voice and data.**


**If wireless service is canceled, your installment balance will be due.


Choose when to upgrade

Once you pay the minimum number of installments, you have 3 ways to upgrade:

  • Trade in your device and upgrade to a new one.1
  • Pay to Upgrade in as little as two months by paying the minimum number of installments early.
  • Pay off your installments and keep your device.

1Requires trade-in of your financed smartphone or one of same make/model in fully functional and good physical condition.

 

 

 

 

 

 

 

AT&T Next offers well-qualified buyers the choice to purchase your smartphone for $0 down, dividing the regular price of your smartphone into low monthly installment payments. Another option allows qualified buyers the choice to pay a down payment up front, dividing the remaining cost into monthly installment payments. With AT&T Next, tax is due at the time of sale, but there are no finance fees required.


For well-qualified buyers, the options are:

AT&T Next 24: Divided into 30 installments; can trade in and upgrade after 24 installments.
AT&T Next 18: Divided into 24 installments; can trade in and upgrade after 18 installments.
AT&T Next 12: Divided into 20 installments; can trade in and upgrade after 12 installments.

For qualified and well-qualified buyers, an option is:

AT&T Next with down payment: 30% of device cost down, divided into 28 installments; can trade in and upgrade after 12 installments4

Some buyers will qualify only for AT&T Next with down payment. Not all buyers will qualify for any AT&T Next option.

AT&T Next requires that you sign an installment agreement to pay for the smartphone in monthly installment payments. If you cancel your wireless service, the remaining unpaid balance on the smartphone is due. Also, a Wireless Customer Agreement for your wireless service or qualified small business agreement (voice and data) is required.

The smartphone is yours, and you’re responsible for the monthly installment payments. You’re also responsible for any loss, theft, or damage to the smartphone—both during the installment agreement period and afterward. We recommend you purchase the optional Mobile Insurance to protect your investment.

After paying the required number of installments, you can trade in an eligible AT&T Next smartphone (or one of the same make and model) in good physical and fully functional condition. You just need to purchase a new device and activate qualified service.

You don’t have to trade in your smartphone. You can continue to make your monthly installment payments until your installment agreement is complete.

If you have Mobile Insurance, you may file a claim and pay the deductible for a replacement smartphone, then use your replacement smartphone as your AT&T Next trade-in. Or, you may choose to just keep your smartphone and complete all installment payments. Once all payments have been made, you can upgrade to a new smartphone at full price.

Yes, you can. After you have been billed and made two monthly installment payments, as long as your account is in good standing, you are eligible to take advantage of our Pay to Upgrade option.

To reach upgrade status, you will need to pay your remaining installments in one lump sum. For AT&T Next 24, pay a lump sum amount that completes 24 installment payments. For AT&T Next 18, pay a lump sum amount that completes 18 installment payments. For AT&T Next 12 and AT&T Next with down payment, pay a lump sum amount that completes 12 installment payments. When paid, you are eligible to trade in your AT&T Next smartphone.

Please note that to trade in your smartphone, it must be in good physical condition and fully functional.

If you purchased a tablet with an AT&T Next installment plan (prior to November. 20, 2013), you can trade in the tablet for a new tablet after you have made 12 installment payments, but before you have made 20 installment payments, if your wireless account is in good standing. The tablet must be fully functional and in good physical condition. Your new tablet can be purchased with a new installment plan or any other currently available offers. Tablets purchased on or after Nov. 20, 2013, are not eligible for AT&T Next trade in.

Yes, you have the option to pay off your installment agreement, but the full outstanding balance will be due immediately.

With AT&T Next, you can pay off your installment payments in full at any time. If you want to cancel your wireless service with AT&T, the full outstanding balance on your installment agreement becomes due.

Once you've made 24 (if you have AT&T Next 24), 18 (if you have AT&T Next 18) or 12 (if you have AT&T Next 12 or AT&T Next with down payment) monthly installment payments on your AT&T Next installment agreement, you are eligible to trade in and upgrade your smartphone. Your trade-in must be in good physical condition and fully functional to qualify. This means:

· It must power on and off.

· The screen must be intact, free of any chips, and function properly.

· The device must be free of breaks or cracks.

· The battery must be included.

· The activation lock has been disabled (for example, Find My iPhone).
 

Click here for more trade-in details

If you purchased a tablet with an AT&T Next installment plan (prior to November 20, 2013), if that tablet is in good physical condition and fully functional, and if your wireless account is in good standing, then after you have made 12 installment payments, but before you make 20 installment payments, you can trade in your tablet to upgrade to a new tablet.

See more FAQs

AT&T NEXT: Requires 0% APR installment agreement. Tax due at sale. $0 Down Options: Require well-qualified credit. AT&T Next 24 has 30-month agreement (trade in to upgrade at 24). AT&T Next 18 has a 24-month agreement (trade in to upgrade at 18). AT&T Next 12 has a 20-month agreement (trade in to upgrade at 12). Down payment Option: Requires 30% down payment at sale and 28-month agreement (trade in to upgrade at 12).Service: Qualified voice and data required. If service is canceled, remaining installment agreement balance due. Examples: A smartphone with a regular price of $825.99 will be (1) $27.54 per month for 30 months on AT&T Next 24; (2) $34.42 per month for 24 months on AT&T Next 18; (3) $41.30 per month for 20 months on AT&T Next 12; and (4) $247.80 down and $20.65 a month for 28 months on AT&T Next with down payment. Activation or Upgrade Fee: $15. No upgrade fee for line with a smartphone purchased on AT&T Next prior to August 1, 2015. Waiver of fee subject to change. Limits: Purchase limit applies. Upgrade: Requires payment of number of required installments (24, 18, or 12), account in good standing, trade-in of your financed device (or one of the same make and model) in good physical and fully functional condition, and purchase of new eligible device with qualified wireless service. After upgrade, unbilled installments are waived. GENERAL SERVICE TERMS: Subject to Wireless Customer Agreement (att.com/wca) or, for business/government customers, applicable wireless service agreement. Deposit: May be required per line. Restocking Fee: Up to $35. Other fees may apply. Other Monthly Charges Per Line: May include taxes and federal/state universal service charges, a Regulatory Cost Recovery Charge (up to $1.25), a gross receipts surcharge, an Administrative Fee, and other government assessments (including without limitation a Property Tax Allotment surcharge of $0.20 -$0.45 applied per Corporate Responsibility User’s assigned number), which are not government required charges. Pricing, fees, and all terms subject to change or termination at any time without notice. Coverage and service not available everywhere. Other restrictions apply and may result in service termination. See att.com/next for plan details.