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On any smartphone. Your choice of plans. Only at AT&T. ##### Offers vary. Restrictions may apply. ##### [__Learn More__](http://www.att.com/why-att/) 1. [Home](https://www.att.com/) 2. [Support](https://www.att.com/support/) 3. [AT&T Wireless](https://www.att.com/support/wireless/) # Learn about smartphone installment plans Get info about AT&T Installment Plans and Installment Plans with Next Up or Next Up Anytime. Learn how to pay it off or cancel a Next Up option. * * * ## Compare smartphone installment plans Don’t want to pay full price up-front for a new phone? You can choose to pay with low monthly installment plan payments instead. You’ll get the latest phone for as low as $0 down with no interest or finance fees. ### AT&T Installment Plan You’ll make 36 monthly installment plan payments. When your device is paid in full, you can upgrade. You won’t need to trade in your current phone, unless you’re taking advantage of a promotion that requires it. The installment plan balance may be paid off in full at any time. ### AT&T Installment Plan with Next Up Anytime℠ The cost of your phone is broken into 36 monthly installment payments. For an extra $10 per month, you can upgrade as soon as you make one installment payment and pay the $10 charge—as long as you’re outside the Buyer’s Remorse period.[__1__](javascript:void%280%29) Limit to 3 upgrades per rolling 12 months.  __FYI:__ The $10 per month Next Up Anytime charge doesn’t apply toward the installment plan balance you owe on your phone. ### AT&T Installment Plan with Next Up® The cost of your phone is broken into 36 monthly installment payments. For an extra $6 per month, you get the option to upgrade early when 50% of the phone is paid off.[__1__](javascript:void%280%29) Or, upgrade even earlier by making a lump sum payment to reach the required percentage of your smartphone price. __FYI:__ The $6 per month Next Up charge doesn’t apply toward the installment plan balance you owe on your phone. Get the full requirements on how to [turn in your current smartphone and upgrade early.](https://www.att.com/support/article/wireless/KM1011886/ "Link opens in the same window") [__See all important details__](javascript:void%280%29) * * * ## FREQUENTLY ASKED QUESTIONS [Expand All](https://www.att.com) * * * How do I view and pay off my AT&T Installment Plan in full? 1. Go to [installment plan details](https://www.att.com/acctmgmt/payment/installmentplandetails "Link opens in a new window"). Sign in, if asked. 2. Select the device you want to view. 3. Choose your option: - Make an installment plan payment to pay off your device. - Upgrade device to pay it off and get a new one. __Important info:__ - Once submitted, payments are final and can't be reversed. - You can’t make extra payments on your installment balance, but you can pay off your full remaining balance at any time. How do I cancel my Next Up or Next Up Anytime option? If you bought your phone within the last 14 days (30 days if you have a small business account), go to one of [our stores](http://att.com/stores "Link opens in a new window") to cancel your Next Up  or Next Up Anytime option. If you bought your phone more than 14 days ago (30 days for small businesses): 1. Go to your [installment plan details](https://www.att.com/acctmgmt/payment/installmentplandetails "Link opens in a new window"). Sign in, if asked. 2. Look for __I want to__ and select __Manage Next Up Anytime__ or __See Next Up Details__. 3. Follow the prompts to cancel your Next Up or Next Up Anytime upgrade option. __FYI:__ If you decide to cancel the AT&T Next Up upgrade option, you can’t add it back. You can re-add Next Up Anytime within 30 days of removal at [att.com/restartNUA](http://www.att.com/restartNUA). If I have an AT&T Premier account, how do I cancel my Next Up or Next Up Anytime option? [Get detailed steps](https://www.business.att.com/support/supportcenter.html?content%21000120844#topic_wirelessdevice "Link opens in a new window") to cancel Next Up or Next Up Anytime on your small business or Premier account. * * * Last updated: April 8, 2026 * * * ## Browse topics Activation, setup, transfer & unlock Apps, features & voicemail International Network & hotspots Plans & device protection Upgrades, orders & installment plans Ready, set, go! Activate your device, set it up on our network, and transfer your contacts and info. Activate Setup Transfer Unlock ### Did you get the help you needed? 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