AT&T Next smartphone installment plans for the Business Customer

As an alternative to purchasing or upgrading a smartphone at the full sales price, we offer AT&T Next^® or AT&T Next Every Year^℠ installment plans. These plans take the retail price of your new device and spread it across small monthly payments.

With AT&T Next and AT&T Next Every Year¹, you can enjoy the following benefits:

• $0 down (for well-qualified customers).
• Flexible monthly installment payment and upgrade options.
• No finance fees.

Down payments
New customers and customers adding a new line, with well-qualified credit, can get the smartphone for $0 down.¹ A down payment may be required and depends on a variety of factors. If required, it will be either 30% of sales price or a dollar amount ranging from currently $0 to $600 (amount subject to change, and may be higher). You can also choose to pay more upfront to lower the monthly installment payment.

Eligibility requirements
New credit checks aren't required for existing customers upgrading with an installment plan. If your account balance is past due or has been suspended for non-payment, you may not be able to upgrade with a new AT&T Next and AT&T Next Every Year installment plan. There is a limit on the number of devices allowed under the Next program.

Upgrade options with eligible trade-in
When you have a smartphone with AT&T Next or AT&T Next Every Year, there are two ways to upgrade with an eligible trade-in (learn more about trade-in requirements):

• Pay to upgrade²: After two monthly payments have been paid you can pay the required balance to become upgrade eligible (either 50% with AT&T Next Every Year or 80% with AT&T Next of the total sales price).
• Reach upgrade²: Pay your monthly installment payments until you reach upgrade eligibility (either 50% or 80% of the total sales price depending upon your installment plan).