1. From the Start screen, swipe left.
   
2. Scroll to, then tap Settings.
   
3. Scroll to, then tap start+theme.
   
4. Tap choose photo.
   
5. Tap the desired album.
   Note: This tutorial selects 'Backgrounds'.
   
6. Tap the desired background image.
   
7. Touch and drag to adjust picture cropping.
   
8. Tap the OK icon.
   
9. To change background display color, tap the Background field.
   
10. Tap light to change to a white background with black text.