Lease to Own Phones – No Credit Needed | AT&T Prepaid

Mobile Protection for AT&T Prepaid provides coverage so you can replace your lost, stolen or damaged phone as soon as the next day.¹ It also includes: 

Open Enrollment for Mobile Protection for AT&T Prepaid is July 15-August 31, 2026. If you don’t enroll by August 31, 2026, you’ll have to wait for another eligible enrollment opportunity.

For complete plan details, review the terms and conditions at att.com/prepaidprotection. 

Open Enrollment is a limited-time opportunity for eligible AT&T Prepaid customers to add coverage to their phones after the usual 30-day enrollment period has passed. 

Open Enrollment is July 15-August 31, 2026. You can enroll at att.com/prepaidprotection.

Eligibility may depend on several factors, including:

To qualify, your device needs to be fully functional and free from existing damage. In some cases, a device inspection or verification may be required before enrollment can be completed.  

For complete plan details, review the terms and conditions at att.com/prepaidprotection. 

Choose the phone(s) you want. During checkout, you’ll have the opportunity to select the Progressive lease-to-own payment option. Once approved, you’ll be able to use a virtual payment card, provided by Progressive Leasing, to purchase your phone online. 

Note that the minimum lease amount is $199.99 after discounts and promotions. A leasing cost will be added to the retail price for phones and accessories.

Yes, the minimum lease amount required is $199.99 after discounts and promotions.

During checkout, you’ll see the Progressive lease-to-own payment option, which directs you to the Progressive Leasing application. No credit check is needed. You’ll just need your basic personal financial information, including a valid form of ID, your SSN, a credit card or debit card, and bank information. Prepaid cards and Cash App accounts are not accepted.