Upgrade early with AT&T Next Upâ„
AT&T Installment Plan with Next Up℠means $0 down, low monthly payments, and a new smartphone after you’ve paid 50%.
Shop nowAT&T Next UpSM
- Requires AT&T Installment Plan with Next Up.
- Trade in and upgrade after paying off 50% of your phone.
- Never miss out on the newest device.
- Best option for early adopters.
- Enjoy this flexibility for only $5 more per month.
AT&T Installment Plan
- Pay off your phone in 30 months.
- Low monthly payments.
- $0 down*, 0% interest.
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Choose AT&T Installment Plan with Next Upâ„
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Compare your value when buying the Galaxy S10+ 128GB:
| AT&T Installment Plan | with AT&T Next UpSM | |
|---|---|---|
| Retail price: | $999.99 | $999.99 |
| Monthly payments payment: | $33.34/mo.* | $33.34/mo.* + $5.00/mo. |
| Eligible to upgrade | No | After 50% of the phone cost is paid |
| Trade-in required with upgrade | N/A | Yes |
Frequently asked questions
- What is an installment plan?
Instead of paying the full price up front when you buy a new smartphone, you can choose to pay on an installment plan. An installment plan takes the full price of your new device and spreads it across low monthly payments. Plus, you won’t pay any finance fees or interest.
Learn how to buy accessories on an installment plan.
With well-qualified credit, you can get the latest smartphone for $0 down with eligible service. Taxes on the smartphone are due at the time of sale. Other credit-qualified customers may need to make a down payment of 30% of the sales price or a fixed amount between $200 and $1,400. We’ll then divide the remaining smartphone amount into low monthly installment payments.
- What are my installment plan options?
Here are your current options:
AT&T Installment Plan with Next Upâ„
You pay 30 monthly device payments, plus $5 per month for the Next Up option to trade in and upgrade early. After you pay 50% of your smartphone’s retail price, along with the Next Up feature, you can trade it in and upgrade to something new. (The $5 per month AT&T Next Up charge doesn’t apply toward the installment balance owed on your device.)
AT&T Installment Plan
You pay 30 monthly device payments. After you pay your smartphone in full, you can upgrade (no need to trade in your old device).
- Can I switch to AT&T Installment Plan with Next Up later?Yes, butyou can only switch to AT&T Installment Plan with Next Up within 14 days of buying a new smartphone. Business customers have 30 days.
- Can I switch from the AT&T Installment with Next Up charge of $5 per month to AT&T Installment Plan without the AT&T Next Up charge?
If you bought your smartphone less than 14 days ago, you can switch to our AT&T Installment Plan. (Business customers have 30 days.) Just pop in to one of our stores. If it’s been longer than 14 days, you can remove the AT&T Next Up upgrade feature.
Good to know: If you remove the AT&T Next Up upgrade feature, you aren’t eligible to upgrade early anymore. You also can’t add Next Up back to your installment plan, so make sure you really want to remove it. Keep in mind, we can’t refund any Next Up charges you’ve already paid.
- What do I pay up front when I buy a smartphone on an installment plan?You’ll pay taxes on the full device price at the point of sale. You may also have to make a down payment. The down payment amount depends on your credit score, how long you’ve been with us, and your credit history. It also depends on how many devices you’re financing.