How AT&T Next® & AT&T Next Every YearSM work

We divide the price of your smartphone into installment payments that are added
to your monthly bill.

Choose your device

Well-qualified buyers can get the latest smartphones for $0 down and no finance fees; they only need to pay the sales tax first. Down payment options are also available.


Choose your installment plan

Select an option that best meets your needs and budget.


  • AT&T Next: 30 monthly installments; eligible for upgrade with eligible trade-in when 80% of the full retail price is paid off (approximately 24 monthly installment payments). A 30% down payment may be required.

  • AT&T Next Every Year: 24 monthly installments; eligible for upgrade with eligible trade-in when 50% of the full retail price is paid off (approximately 12 monthly installment payments). A 30% down payment may be required.

With any option you choose, you may lower your monthly payment by making a down payment.


Add your wireless service. Choose a qualifying plan with voice and data. If service is canceled, your installment agreement balance is due.


**If wireless service is canceled, your installment balance will be due.


Choose when to upgrade

With either option you choose, you have three ways to upgrade:


  • Early upgrade: After two months, you can trade in your phone or upgrade early with a lump sum payment that would make you upgrade eligible.1 The lump sum will be either 50% or 80% of the retail price of your phone.

  • Reach upgrade: Pay your monthly installment payments until you reach upgrade eligible (either 50% or 80% of the retail price) with an eligible trade in.1

  • Payoff: Finish paying off your monthly installment payments, keep your smartphone, and purchase a new one at any time.

1These upgrades require the trade-in of your financed smartphone (or one of same make and model) in fully functional and good physical condition and an eligible purchase of a new smartphone with qualifying service.

 

 

 

 

 

 

 

AT&T Next and AT&T Next Every Year offer well-qualified buyers the choice to purchase a smartphone for $0 down, dividing the retail price of the smartphone into low monthly installment payments. For other customers, a down payment of 30% may be required and the remainder of the retail price will be divided into low monthly installment payments. For any option, you may choose to make a down payment in order to have lower payments.


More information about the options:

AT&T Next: 30 monthly installments; eligible for upgrade with eligible trade-in when 80% of the full retail price is paid off (approximately 24 months). A 30% down payment may be required.
AT&T Next Every Year: 24 monthly installments; eligible for upgrade with eligible trade-in when 50% of the full retail price is paid off (approximately 12 months). A 30% down payment may be required.

Usually, no. However, some buyers will only qualify for AT&T Next or AT&T Next Every Year with a 30% down payment.

AT&T Next and AT&T Next Every Year require that you sign an installment agreement to pay for the smartphone in monthly installment payments. If you cancel your wireless service, the remaining unpaid balance on the smartphone is due. Also, a wireless customer agreement for your wireless service or qualified business agreement (voice and data) is required.

The smartphone is yours, and you’re responsible for the monthly installment payments. You’re also responsible for any loss, theft, or damage to the smartphone—both during the installment agreement period and afterward. We recommend you purchase the optional mobile insurance to protect your investment.

Once you are upgrade eligible, you can trade in your eligible smartphone (or one of the same make and model) in good physical, and fully functional, condition. You just need to purchase a new device and activate qualified service.

You don’t have to trade in your smartphone. You can continue to make your monthly installment payments until your installment agreement is complete.

If you have mobile insurance, you may file a claim and pay the deductible for a replacement smartphone, then use your replacement smartphone as your AT&T Next trade-in. Or, you may choose to just keep your smartphone and complete all installment payments. Once all payments have been made, you can upgrade to a new smartphone at full price.

Yes, you can. You can take advantage of our pay-to-upgrade option after you’ve made two installment payments. You can take advantage of this option, as long as your account is in good standing.

You will need to make a lump sum payment of all the remaining installments before your upgrade eligible date, which is based on your installment agreement. Please note that to trade in your smartphone, it must be fully functional and in good physical condition.

After you have been billed and made two monthly installment payments, as long as your account is in good standing, you are eligible to take advantage of our pay-to-upgrade option.

For AT&T Next, pay a lump sum amount that completes 80% of the full retail price in order to upgrade with eligible trade-in. For AT&T Next Every Year, pay a lump sum amount that completes 50% of the full retail price in order to upgrade with eligible trade-in.

Please note that to trade in your smartphone, it must be fully functional and in good physical condition.

Yes, you have the option to pay off your installment agreement, but the full outstanding balance will be due immediately.

With AT&T Next and AT&T Next Every Year, you can pay off your installment payments in full at any time. If you want to cancel your wireless service with AT&T, the full outstanding balance on your installment agreement becomes due.

Once you have reached upgrade eligibility, you can trade in your eligible smartphone (or one of the same make and model) in good physical, and fully functional, condition to upgrade. This means:

· It must power on and off.

· The screen must be intact, free of any chips, and function properly.

· The device must be free of breaks or cracks.

· The battery must be included.

· The activation lock, such as the one needed for Find My iPhone, has been disabled.
 

Click here for more trade-in details

See more frequently asked questions

AT&T Next or AT&T Next Every Year: For smartphones only. Divides retail price into monthly installments. Requires 0% APR monthly installment agreement and eligible service. Tax due at sale. $0 down requires well-qualified credit or a 30% down-payment option is available. Pay more up front and the remainder of retail price is divided into 30 or 24 monthly installments. AT&T Next: 30-month agreement with trade-in to upgrade when 80% of retail price is paid off. AT&T Next Every Year: 24-month agreement with trade-in to upgrade when 50% of retail price is paid off. Service: Eligible postpaid service (voice and data) is required and extra. If service is canceled, remaining installment agreement balance is due. Examples: $749.99 retail price (1) on AT&T Next is $0 down and $25 per month or $225 down and $17.50 per month; or (2) on AT&T Next Every Year is $0 down and $31.25 per month or $225 down and $21.88 per month. Activation or upgrade fee: $20. No upgrade fee for line with a smartphone purchased on an installment agreement prior to August 1, 2015. Waiver of fee subject to change. Limits: Purchase limit applies. Upgrade with eligible trade-in: Requires payment of percentage of retail price (50% or 80%); account in good standing; trade-in of financed device (or one of the same make and model) in good physical, and fully functional, condition through the AT&T Next and AT&T Next Every Year trade-in program (excludes AT&T trade-in program); and purchase of new eligible smartphone with qualified wireless service. After upgrade, unbilled installments are waived. Restocking fee: Up to $45. General wireless service: Subject to wireless customer agreement (att.com/wca) or, for business/government customers, applicable wireless service agreement. Services are not for resale. Deposit: May be required. Device limits: Purchase limits apply and prices vary by location. Credit approval; restocking and other fees; monthly, overage, and other charges; usage; and other restrictions per line; may apply. Pricing and terms are subject to change and may be modified or terminated at any time without notice. Coverage and service not available everywhere. You get an off-net (roaming) usage allowance for each service. If you exceed the allowance, your services may be restricted or terminated. Other restrictions apply and may result in service termination.